Payment Solutions
BAIS — Our Acquiring System
BAIS serves as an “Acquiring Aggregator” specialized in payment — accommodating multiple member banks and networking to third parties, whether fintech, e-commerce, financial, or other industry institutions.
BAIS Benefits
Why acquirers and member banks build on BAIS.
Secured Channel
Safe and secured network protocols to safeguard sensitive data.
Time Optimization
Automates handling of merchant payment requirements — instant, hourly, D+1 early-morning, and D+2 early-morning settlement.
Payment Channel
Supports all transaction types across diverse delivery channels: card, QR, mobile payment, and e-commerce.
Reconciliation
Cross-checks and aligns settlements across multiple member organizations, brand companies, and local switching companies for accurate fund settlement.
Multi Acquiring Platform
Customized configuration by multi and single member.
Multiple Member
Multi-Member Acquiring accommodates many institutions on one platform. Each institution's environment is fully isolated, with its own business rules and users.
Single Member
Single-Member Acquiring is a comprehensive merchant-management platform, letting acquirers tailor solutions for any merchant — small to large, with or without complex hierarchy.
BAIS can configure front-end, back-end, and full-service acquiring types per client request. Front-end handles transaction switching, while back-end covers clearing & settlement. Dedicated functions can be turned on or off by user access, department, and need — BAIS is customizable and highly adaptive to what each client needs.
Implementation & Maintenance
BCAP delivers BAIS with systematic deliverables — and stays on hand throughout daily operation, ready when unexpected incidents arise. Deploy on-cloud, on-premise, or hybrid.
On Cloud
Easy to set up, quick to deploy, with no need for on-site hardware.
On Premise
More control over security, no data limits, fully customizable and extensible.
Hybrid
A blend of cloud and on-premise — balancing flexibility and control to fit client needs.
BAIS Modules
More than 10 modules, expandable & customizable
A user-friendly, multi-language interface lets you perform essential daily tasks seamlessly — with minimum effort and maximum efficiency.
- Administration
- Authorization
- Clearing & Settlement
- Metering
- Security
- Sales Force Automation
- Warehouse Deployment System
- Merchant Marketing Platform
- Merchant Management
- Terminal Management System
See how we can help you grow your business
Talk to our team about bringing BAIS to your acquiring operation.