Your Gateway to Fintech and IT Solutions
Empower your business with end-to-end fintech and IT solutions that drive innovation, accelerate growth, and unlock new opportunities.
Trusted by leading banks and partners across Indonesia

About Us
South Korea's No. 1 payment network, now in Indonesia
BCCARD is South Korea's biggest payment processing company and local brand network, headquartered in Seoul. With more than 40 years of experience, BCAP has inherited that knowledge.
We are confident in our ability to contribute to and influence an advanced financial system and IT services in Indonesia.
Zero to Hundred
How BCAP supports you — from the first idea through to a system running in production.
Initiation & Discovery
We identify the business problem or opportunity — to alleviate pain points or elevate the technical solution for the customer.
Planning & Design
We set the scope of work, solution approach, timeline, risks, and required resources.
Build & Test
We develop the required system, collaborating with the customer to shape it to their taste while testing to zero down all errors.
Deploy & Finalization
We deploy the system to production safely and measure the value. The customer may complete hand-over, or BCAP can handle maintenance.
Service & Solution
BCAP has four main service lines, delivered by running the full Software Development Life Cycle (SDLC) together with each customer to set and reach the goal.
Payment Service
Unlike any other merchant acquiring solution, we have forged an end-to-end multi-acquiring platform with full, customizable scalability and flexibility.
API Gateway Service
A cross-border payment platform that acts as an aggregator — connecting a broad range of issuers to acquirers and expanding the network beyond borders.
Offshore Development Service
We take on clients' specific projects and requirements — from IT development and software distribution through to ongoing maintenance — scoped to your needs.
EDC Distribution
Official distributor of diverse EDC brands, also supplying fellow EDC managed-service partners.
